2027 Medicare Annual Enrollment: Your Next Steps
Medicare's Annual Enrollment Period runs from October 15 through December 7, 2026, with plan changes taking effect on January 1, 2027. We know this time of year can feel overwhelming, but please rest assured that Care Compass is here to guide you through your options. Because many clients in our community require a timely review this year, we have updated our review process to serve everyone as efficiently as possible.
How We Are Prioritizing Reviews This Year
Because of high demand across our community, we cannot automatically schedule extended one-on-one meetings for every client. Instead, we will be using a triage process:
First: We will focus on clients affected by major plan disruptions which require immediate attention.
Second: We will review clients with significant medical and/or medication changes or important changes to the doctors, hospitals, or pharmacies they rely on.
Third: General plan reviews and new clients will follow after we have addressed the clients facing the biggest disruptions.
Please read the guidelines below to find the specific next steps for your individual situation.
Note: Once we receive your documents, we will send you an email to confirm we have your information. After you receive that confirmation, please refrain from calling the office to check on the status of your review. Status-check phone calls slow down the process for everyone. We kindly ask for your patience as we work through our patient reviews!
Current Medicare Advantage Clients Who Received a Letter in the Mail
If you received a physical letter and paper forms from our office, it is imperative that we review your plan due to expected changes for 2027.
Return Forms ASAP: Complete and return both enclosed documents (the Scope of Appointment and 2027 Plan Review Update) no later than October 15, 2026. We will confirm when your packet arrives and reviews will be handled in the order documentation is received.
Tailored Options: In most cases, I will email you tailored plan options with clear next steps. If email is not a workable option for you (for example, if you do not have an email address or have a complex situation that would be difficult to communicate via email), please complete the "Communication Needs" section on the back of your Plan Review Update form.
Deeper Discussions: If I determine a deeper discussion is necessary based on your submitted information, I will contact you directly to arrange a focused phone, virtual, or in-person conversation.
Current Medicare Advantage Clients Requesting a Plan Review (No Letter)
If you did not receive a letter in the mail, your current plan does not require immediate triage.
Review Your ANOC First: Please carefully read the Annual Notice of Change (ANOC) sent by your current insurance carrier. If you are satisfied with your coverage and the upcoming changes, you do not necessarily need to change plans or request a review just because it is Open Enrollment.
Schedule Electronically (Preferred): If you would like to schedule a review, please complete our electronic (LINK) Plan Review Update form. Electronic submission provides the fastest turnaround time. We will confirm that your information is received.
Paper Option: If you are unable to complete the form electronically, you may download and print the Plan Review Update and Scope of Appointment forms at the bottom of this page and return them by regular mail to: Care Compass, Webber Advisors Building, 1644 Plank Rd. Duncansville, PA 16635. PLEASE BE SURE TO RETURN BOTH FORMS. We will confirm when your packet arrives.
Tailored Options: In most cases, I will email you tailored plan options with clear next steps. If email is not a workable option for you (for example, if you do not have an email address or have a complex situation that would be difficult to communicate via email), please complete the "Communication Needs" section on your Plan Review Update form.
Deeper Discussions: If I determine a deeper discussion is necessary based on your submitted information, I will contact you directly to arrange a focused phone, virtual, or in-person conversation.
Clients with Medigap and Standalone Prescription Drug Plans (PDPs)
Your Medicare Supplement (Medigap) policy is NOT affected by the Annual Enrollment Period, and no action is required for your Medigap coverage. However, the prescription drug plan (Part D) landscape continues to change. For 2027, the annual Part D out-of-pocket limit for covered prescription drugs will increase to $2,400.
Toward the end of October, we will again send a step-by-step video showing how to use Medicare.gov to check medications and a preferred pharmacy. This gives you a practical process to see whether anything important is changing, compare 2027 options, and decide if you should adjust your standalone Rx coverage before the December 7th deadline.
New Clients
We are thrilled for the opportunity to help you navigate your Medicare journey!
Schedule Electronically (Preferred): If you would like to schedule a review, please complete our electronic (LINK) Plan Review Update form. Electronic submission provides the fastest turnaround time. We will confirm that your information is received and provide next steps.
Paper Option: If you are unable to complete the form electronically, you may download and print the Plan Review Update and Scope of Appointment forms at the bottom of this page and return them by regular mail to: Care Compass, Webber Advisors Building, 1644 Plank Rd. Duncansville, PA 16635. PLEASE BE SURE TO RETURN BOTH FORMS. We will confirm when your packet arrives and provide next steps.