10 Reasons to Work with a Local Medicare Insurance Agent
Are you turning 65 soon? Are you already on Medicare and looking to evaluate or make changes to your current coverage? If so, you may be wondering if you need a Medicare insurance agent to help you navigate the complex world of Medicare. Trying to understand all of the options on your own can be very confusing and time consuming! Luckily, there are many options available for obtaining Medicare coverage, but the experience of working with a knowledgeable, local professional is almost always paramount to working with someone at a large call center located somewhere else in the country, or in some cases, somewhere else in the world!
Working with a local, independent Medicare insurance agent can provide many key advantages. Here are 10 reasons to work with Care Compass if you are a resident of Blair County, Pennsylvania or the surrounding region:
No Cost to You! If you choose to use the services of a licensed agent, there is never a cost to you! Care Compass agents and other licensed Medicare agents are typically compensated by the insurance carriers they work with, allowing them to provide unbiased professional opinions that are best for your unique circumstances.
Knowledge of Local Providers and Plans: Local, independent Medicare insurance agents typically have a good understanding of the healthcare providers in your particular area and can help you find coverage that includes your preferred doctors and hospitals. You won’t get this same type of local knowledge from large national call centers like those touted by Joe Namath or JJ Walker! Local agents know the ins and outs of the plans in your county because they work with these plans on a daily basis.
Access to a Variety of Plans: Being an “independent” insurance agency means that the agency is not tied to any one insurance carrier. Instead, they have relationships with multiple insurance carriers. Local insurance agencies, like Care Compass, are typically “independent”, which allows them to offer clients a variety of plan options to compare and choose from.
Personalized Service: Local agents are typically interested in building long term relationships with clients in their area. Therefore, they will take the time to get to know you and your lifestyle as well as understand your individual healthcare needs in order to help you find the best coverage. At Care Compass, we provide a 30 minute “Care at No Cost” consultation just to get to know you before we ever even discuss a single plan option!
Ongoing Support: Local agents are typically available throughout the year to provide ongoing service and support, unlike many national call centers that are only reachable during the Annual Enrollment Period (AEP).
Personalized Annual Reviews: Many individuals will choose a plan upon turning 65 then never look at it again, but it’s important to realize that once you choose a healthcare plan, you should review your policy annually to ensure the plan is still a good fit. Changes in lifestyle, health conditions, and physicians as well as anticipated healthcare needs are just a few things you’ll want to take into account when looking at your plan options each year. Local Medicare agents will generally conduct a personalized annual review to look at any changes and determine if it is best to stay in your current plan or change to another.
Expert Guidance: Medicare can be complex, and a local Medicare sales agent can guide you through the process and help you make informed decisions about your coverage.
Help with Claims: If you have questions or issues with a claim, a local sales agent can help you navigate the process and get your issue resolved.
Advocacy: If you have an issue with your coverage or a claim, a local Medicare sales agent can advocate on your behalf with the insurance carrier.
One-Stop-Shop: A local Medicare sales agent can help you understand all aspects of Medicare and can generally offer a variety of options including Medicare Advantage plans, Medicare Supplements, and Prescription Drug Plans. Some agents will also offer ancillary products such as Hospital Indemnity and Final Expense policies.
Working with a local Medicare sales agent can provide many advantages when it comes to navigating the world of Medicare. By working with a local agent, you will have peace of mind knowing that you have an expert in your corner who is looking out for your best interests and is reachable when you need them. If you live in Blair County, Pennsylvania or the surrounding region and are looking for personalized service, expert guidance, and ongoing support, consider working with Care Compass today!
